{"id":1395,"date":"2026-04-26T07:27:28","date_gmt":"2026-04-26T07:27:28","guid":{"rendered":"https:\/\/zarniv.ir\/blog\/?p=1395"},"modified":"2026-04-26T07:27:40","modified_gmt":"2026-04-26T07:27:40","slug":"%d8%ae%d8%b1%db%8c%d8%af-%d8%b3%da%a9%d9%87-%d9%82%d8%b3%d8%b7%db%8c-%d8%af%d8%b1-%d8%aa%d9%87%d8%b1%d8%a7%d9%86","status":"publish","type":"post","link":"https:\/\/zarniv.ir\/blog\/%d8%ae%d8%b1%db%8c%d8%af-%d8%b3%da%a9%d9%87-%d9%82%d8%b3%d8%b7%db%8c-%d8%af%d8%b1-%d8%aa%d9%87%d8%b1%d8%a7%d9%86\/","title":{"rendered":"\u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u062f\u0631 \u062a\u0647\u0631\u0627\u0646"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0633\u0627\u0644\u200c\u0647\u0627\u06cc \u0627\u062e\u06cc\u0631 \u0628\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0637\u0644\u0627 \u0648 \u0633\u06a9\u0647\u060c \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 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\u0633\u06a9\u0647 \u0628\u0627\u0639\u062b \u0634\u062f\u0647 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u0641\u0631\u0627\u062f \u0646\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0646\u0642\u062f\u06cc \u0648\u0627\u0631\u062f \u0627\u06cc\u0646 \u0628\u0627\u0632\u0627\u0631 \u0634\u0648\u0646\u062f. \u0627\u06cc\u0646\u062c\u0627\u0633\u062a \u06a9\u0647 <strong><a href=\"https:\/\/zarniv.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/a><\/strong> \u062a\u0628\u062f\u06cc\u0644 \u0628\u0647 \u06cc\u06a9 \u0627\u0628\u0632\u0627\u0631 \u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc\u06a9 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062f\u0644\u0627\u06cc\u0644 \u0645\u062d\u0628\u0648\u0628\u06cc\u062a \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc \u0633\u06a9\u0647:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062d\u0641\u0638 \u0627\u0631\u0632\u0634 \u0633\u0631\u0645\u0627\u06cc\u0647 \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u062a\u0648\u0631\u0645<\/li>\n\n\n\n<li>\u0648\u0631\u0648\u062f \u0628\u0647 \u0628\u0627\u0632\u0627\u0631 \u0628\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0648\u0644\u06cc\u0647 \u06a9\u0645\u062a\u0631<\/li>\n\n\n\n<li>\u0627\u0645\u06a9\u0627\u0646 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0631\u06cc\u0632\u06cc \u0645\u0627\u0644\u06cc \u062f\u0642\u06cc\u0642\u200c\u062a\u0631<\/li>\n\n\n\n<li>\u0645\u0627\u0644\u06a9\u06cc\u062a \u062f\u0627\u0631\u0627\u06cc\u06cc \u0641\u06cc\u0632\u06cc\u06a9\u06cc \u0642\u0627\u0628\u0644 \u0646\u0642\u062f\u0634\u0648\u0646\u062f\u06af\u06cc \u0628\u0627\u0644\u0627<\/li>\n\n\n\n<li>\u0645\u0646\u0627\u0633\u0628 \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u0648 \u062f\u0631\u0622\u0645\u062f\u0647\u0627\u06cc \u0645\u0627\u0647\u0627\u0646\u0647<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><br><br>\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0686\u06cc\u0633\u062a \u0648 \u0686\u06af\u0648\u0646\u0647 \u06a9\u0627\u0631 \u0645\u06cc\u200c\u06a9\u0646\u062f\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0645\u062f\u0644 \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f\u060c \u0634\u0645\u0627 \u0628\u062e\u0634\u06cc \u0627\u0632 \u0645\u0628\u0644\u063a \u0633\u06a9\u0647 (\u067e\u06cc\u0634\u200c\u067e\u0631\u062f\u0627\u062e\u062a) \u0631\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f \u0648 \u0645\u0627\u0628\u0642\u06cc \u0631\u0627 \u0637\u06cc \u0627\u0642\u0633\u0627\u0637 \u0645\u0627\u0647\u0627\u0646\u0647 \u062a\u0633\u0648\u06cc\u0647 \u0645\u06cc\u200c\u0646\u0645\u0627\u06cc\u06cc\u062f. \u0628\u0633\u062a\u0647 \u0628\u0647 \u0634\u0631\u0627\u06cc\u0637 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1404<\/a><\/em><\/strong> \u0631\u0627 \u0646\u06cc\u0632 \u0645\u0637\u0627\u0644\u0639\u0647 \u06a9\u0646\u06cc\u062f.<br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0646\u0648\u0627\u0639 \u0633\u06a9\u0647 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0646\u062a\u062e\u0627\u0628 \u0646\u0648\u0639 \u0633\u06a9\u0647 \u0646\u0642\u0634 \u0645\u0647\u0645\u06cc \u062f\u0631 \u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0634\u0645\u0627 \u062f\u0627\u0631\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><em>\u0633\u06a9\u0647 \u062a\u0645\u0627\u0645 \u0628\u0647\u0627\u0631 \u0622\u0632\u0627\u062f\u06cc (\u0627\u0645\u0627\u0645\u06cc)<\/em><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646 \u0646\u0642\u062f\u0634\u0648\u0646\u062f\u06af\u06cc<\/li>\n\n\n\n<li>\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646 \u062a\u0642\u0627\u0636\u0627 \u062f\u0631 \u0628\u0627\u0632\u0627\u0631<\/li>\n\n\n\n<li>\u0645\u0646\u0627\u0633\u0628 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0628\u0644\u0646\u062f\u0645\u062f\u062a<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><em>\u0646\u06cc\u0645 \u0633\u06a9\u0647<\/em><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0642\u06cc\u0645\u062a \u06a9\u0645\u062a\u0631 \u0646\u0633\u0628\u062a \u0628\u0647 \u0633\u06a9\u0647 \u06a9\u0627\u0645\u0644<\/li>\n\n\n\n<li>\u0645\u0646\u0627\u0633\u0628 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0628\u0627 \u0628\u0648\u062f\u062c\u0647 \u0645\u062d\u062f\u0648\u062f<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><em>\u0631\u0628\u0639 \u0633\u06a9\u0647<\/em><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0648\u0631\u0648\u062f \u06a9\u0645\u200c\u0647\u0632\u06cc\u0646\u0647\u200c\u062a\u0631 \u0628\u0647 \u0628\u0627\u0632\u0627\u0631<\/li>\n\n\n\n<li>\u0645\u0646\u0627\u0633\u0628 \u062e\u0631\u06cc\u062f \u0642\u0633\u0637\u06cc \u0628\u0627 \u0627\u0642\u0633\u0627\u0637 \u0633\u0628\u06a9\u200c\u062a\u0631<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><em>\u0633\u06a9\u0647 \u06af\u0631\u0645\u06cc<\/em><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0646\u0627\u0633\u0628 \u0647\u062f\u06cc\u0647 \u06cc\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062e\u0631\u062f<\/li>\n\n\n\n<li>\u06a9\u0645\u062a\u0631\u06cc\u0646 \u0641\u0634\u0627\u0631 \u0645\u0627\u0644\u06cc \u062f\u0631 \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\u0627\u06af\u0631 \u0647\u0646\u0648\u0632 \u0646\u0645\u06cc\u200c\u062f\u0627\u0646\u06cc\u062f \u0633\u06a9\u0647 \u0628\u0631\u0627\u06cc \u0634\u0645\u0627 \u0628\u0647\u062a\u0631 \u0627\u0633\u062a \u06cc\u0627 \u0634\u0645\u0634\u060c \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u0645 \u0645\u0642\u0627\u0644\u0647<a href=\"https:\/\/zarniv.ir\/blog\/%d8%b4%d9%85%d8%b4-%d8%a8%d9%87%d8%aa%d8%b1-%d8%a7%d8%b3%d8%aa-%db%8c%d8%a7-%d8%b7%d9%84%d8%a7%db%8c-%d8%af%d8%b3%d8%aa-%d8%af%d9%88%d9%85\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0634\u0645\u0634 \u0628\u0647\u062a\u0631 \u0627\u0633\u062a \u06cc\u0627 \u0637\u0644\u0627\u06cc \u062f\u0633\u062a \u062f\u0648\u0645\u061f<\/a>\u0631\u0627 \u062d\u062a\u0645\u0627\u064b \u0628\u062e\u0648\u0627\u0646\u06cc\u062f.<\/em><\/strong><br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0645\u0632\u0627\u06cc\u0627\u06cc \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u06cc\u0627\u06cc\u06cc\u062f \u0639\u0645\u06cc\u0642\u200c\u062a\u0631 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u0645.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1. \u0627\u0647\u0631\u0645 \u0645\u0627\u0644\u06cc (<\/strong><strong>Financial Leverage<\/strong><strong>)<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0642\u062a\u06cc \u0634\u0645\u0627 \u0627\u0632 \u0631\u0648\u0634 <strong><a href=\"https:\/\/zarniv.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/a><\/strong> \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u060c \u0628\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06a9\u0645\u062a\u0631 \u0635\u0627\u062d\u0628 \u062f\u0627\u0631\u0627\u06cc\u06cc \u0628\u0632\u0631\u06af\u200c\u062a\u0631\u06cc \u0645\u06cc\u200c\u0634\u0648\u06cc\u062f. \u0627\u06af\u0631 \u0642\u06cc\u0645\u062a \u0633\u06a9\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u06cc\u0627\u0628\u062f\u060c \u0633\u0648\u062f \u0634\u0645\u0627 \u0631\u0648\u06cc \u06a9\u0644 \u062f\u0627\u0631\u0627\u06cc\u06cc \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0646\u0647 \u0641\u0642\u0637 \u0645\u0628\u0644\u063a \u067e\u06cc\u0634\u200c\u067e\u0631\u062f\u0627\u062e\u062a.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>2. \u0645\u0642\u0627\u0628\u0644\u0647 \u0628\u0627 \u062a\u0648\u0631\u0645<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u0628\u0627 \u062a\u0648\u0631\u0645 \u0628\u0627\u0644\u0627\u060c \u067e\u0631\u062f\u0627\u062e\u062a \u0627\u0642\u0633\u0627\u0637 \u0628\u0627 \u067e\u0648\u0644\u06cc \u06a9\u0647 \u062f\u0631 \u0622\u06cc\u0646\u062f\u0647 \u0627\u0631\u0632\u0634 \u06a9\u0645\u062a\u0631\u06cc \u062f\u0627\u0631\u062f\u060c \u0628\u0647\u200c\u0646\u0648\u0639\u06cc \u0645\u0632\u06cc\u062a \u0645\u062d\u0633\u0648\u0628 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>3. \u0645\u0646\u0627\u0633\u0628 \u0628\u0631\u0627\u06cc \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0631\u06cc\u0632\u06cc \u0628\u0644\u0646\u062f\u0645\u062f\u062a<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06af\u0631 \u0642\u0635\u062f \u062f\u0627\u0631\u06cc\u062f \u0628\u0631\u0627\u06cc \u06f6 \u0645\u0627\u0647 \u062a\u0627 \u06f2 \u0633\u0627\u0644 \u0622\u06cc\u0646\u062f\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u0627\u06cc \u062c\u0645\u0639 \u06a9\u0646\u06cc\u062f\u060c \u0627\u06cc\u0646 \u0631\u0648\u0634 \u0628\u0633\u06cc\u0627\u0631 \u0645\u0646\u0637\u0642\u06cc \u0627\u0633\u062a.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>4. \u0646\u0642\u062f\u0634\u0648\u0646\u062f\u06af\u06cc \u0628\u0627\u0644\u0627<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u062e\u0644\u0627\u0641 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u060c \u0633\u06a9\u0647 \u0637\u0644\u0627 \u062f\u0631 \u0647\u0631 \u0632\u0645\u0627\u0646 \u0642\u0627\u0628\u0644\u06cc\u062a \u0641\u0631\u0648\u0634 \u062f\u0627\u0631\u062f. \u0634\u0645\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u0637\u0631\u06cc\u0642 <strong><em><a href=\"http:\/\/zarniv.ir\/blog\/%D8%AE%D8%B1%DB%8C%D8%AF-%D9%88-%D9%81%D8%B1%D9%88%D8%B4-%D8%B7%D9%84%D8%A7-%D8%AF%D8%B1-%D8%B2%D8%B1%D9%86%DB%8C%D9%88\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u0637\u0644\u0627 \u062f\u0631 \u0632\u0631\u0646\u06cc\u0648<\/a><\/em><\/strong> \u0642\u06cc\u0645\u062a \u0644\u062d\u0638\u0647\u200c\u0627\u06cc \u0631\u0627 \u0645\u0634\u0627\u0647\u062f\u0647 \u06a9\u0646\u06cc\u062f.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0686\u0631\u0627 \u0646\u0628\u0627\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0628\u062e\u0631\u06cc\u0645\u061f<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u062d\u062a\u0645\u0627\u0644 \u067e\u0631\u062f\u0627\u062e\u062a \u0633\u0648\u062f \u06cc\u0627 \u06a9\u0627\u0631\u0645\u0632\u062f \u0628\u06cc\u0634\u062a\u0631 \u0646\u0633\u0628\u062a \u0628\u0647 \u062e\u0631\u06cc\u062f \u0646\u0642\u062f\u06cc<\/li>\n\n\n\n<li>\u0631\u06cc\u0633\u06a9 \u06a9\u0627\u0647\u0634 \u0642\u06cc\u0645\u062a \u062f\u0631 \u06a9\u0648\u062a\u0627\u0647\u200c\u0645\u062f\u062a<\/li>\n\n\n\n<li>\u0627\u0644\u0632\u0627\u0645 \u0628\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0646\u0638\u0645 \u0627\u0642\u0633\u0627\u0637<\/li>\n\n\n\n<li>\u062a\u0641\u0627\u0648\u062a \u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0646 \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\u0627\u0646\u062a\u062e\u0627\u0628 <a href=\"https:\/\/zarniv.ir\/\">\u0628\u0647\u062a\u0631\u06cc\u0646 \u0645\u0631\u06a9\u0632 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/a> \u062a\u0627\u062b\u06cc\u0631 \u0632\u06cc\u0627\u062f\u06cc \u062f\u0631 \u0627\u0646\u062a\u062e\u0627\u0628 \u0634\u0645\u0627 \u062f\u0627\u0631\u062f.<\/em><\/strong><br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0628\u0647\u062a\u0631\u06cc\u0646 \u0645\u0631\u06a9\u0632 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u062f\u0631 \u062a\u0647\u0631\u0627\u0646 \u06a9\u062c\u0627\u0633\u062a\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0648\u0642\u062a\u06cc \u0635\u062d\u0628\u062a \u0627\u0632 <a href=\"https:\/\/zarniv.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/a> \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0633\u0647 \u0645\u0639\u06cc\u0627\u0631 \u062d\u06cc\u0627\u062a\u06cc \u062f\u0627\u0631\u06cc\u0645:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0634\u0641\u0627\u0641\u06cc\u062a \u0642\u06cc\u0645\u062a<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0631\u0633\u0645\u06cc \u0648 \u0645\u0639\u062a\u0628\u0631<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0645\u06a9\u0627\u0646 \u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0648 \u067e\u06cc\u06af\u06cc\u0631\u06cc<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0632\u0631\u0646\u06cc\u0648 \u0628\u0627 \u0627\u0631\u0627\u0626\u0647 \u0642\u06cc\u0645\u062a \u0644\u062d\u0638\u0647\u200c\u0627\u06cc\u060c \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0645\u0634\u062e\u0635 \u0648 \u067e\u0634\u062a\u06cc\u0628\u0627\u0646\u06cc \u062a\u062e\u0635\u0635\u06cc\u060c \u06cc\u06a9\u06cc \u0627\u0632 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0645\u0639\u062a\u0628\u0631 \u0628\u0627\u0632\u0627\u0631 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\u0627\u06af\u0631 \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 <a href=\"https:\/\/zarniv.ir\/blog\/%D8%AE%D8%B1%DB%8C%D8%AF-%D8%B3%DA%A9%D9%87-%D8%A7%D9%82%D8%B3%D8%A7%D8%B7%DB%8C-%D8%AF%D8%B1-%D8%AA%D9%87%D8%B1%D8%A7%D9%86\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0627\u0642\u0633\u0627\u0637\u06cc \u062f\u0631 \u062a\u0647\u0631\u0627\u0646<\/a> \u0647\u0633\u062a\u06cc\u062f\u060c \u0627\u06cc\u0646 \u0645\u0642\u0627\u0644\u0647 \u0631\u0627 \u062d\u062a\u0645\u0627 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f.<\/em><\/strong><br><br><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/zarniv.ir\/blog\/wp-content\/uploads\/2026\/04\/\u0628\u0647\u062a\u0631\u06cc\u0646-\u0645\u0631\u06a9\u0632-\u062e\u0631\u06cc\u062f-\u0633\u06a9\u0647-\u0642\u0633\u0637\u06cc-\u062f\u0631-\u062a\u0647\u0631\u0627\u0646-1024x559.webp\" alt=\"\" class=\"wp-image-1397\" srcset=\"https:\/\/zarniv.ir\/blog\/wp-content\/uploads\/2026\/04\/\u0628\u0647\u062a\u0631\u06cc\u0646-\u0645\u0631\u06a9\u0632-\u062e\u0631\u06cc\u062f-\u0633\u06a9\u0647-\u0642\u0633\u0637\u06cc-\u062f\u0631-\u062a\u0647\u0631\u0627\u0646-1024x559.webp 1024w, https:\/\/zarniv.ir\/blog\/wp-content\/uploads\/2026\/04\/\u0628\u0647\u062a\u0631\u06cc\u0646-\u0645\u0631\u06a9\u0632-\u062e\u0631\u06cc\u062f-\u0633\u06a9\u0647-\u0642\u0633\u0637\u06cc-\u062f\u0631-\u062a\u0647\u0631\u0627\u0646-300x164.webp 300w, https:\/\/zarniv.ir\/blog\/wp-content\/uploads\/2026\/04\/\u0628\u0647\u062a\u0631\u06cc\u0646-\u0645\u0631\u06a9\u0632-\u062e\u0631\u06cc\u062f-\u0633\u06a9\u0647-\u0642\u0633\u0637\u06cc-\u062f\u0631-\u062a\u0647\u0631\u0627\u0646-768x419.webp 768w, https:\/\/zarniv.ir\/blog\/wp-content\/uploads\/2026\/04\/\u0628\u0647\u062a\u0631\u06cc\u0646-\u0645\u0631\u06a9\u0632-\u062e\u0631\u06cc\u062f-\u0633\u06a9\u0647-\u0642\u0633\u0637\u06cc-\u062f\u0631-\u062a\u0647\u0631\u0627\u0646.webp 1408w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><strong><em>\u0628\u0647\u062a\u0631\u06cc\u0646 \u0645\u0631\u06a9\u0632 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u062f\u0631 \u062a\u0647\u0631\u0627\u0646<\/em><\/strong><br><br><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u0642\u06cc\u0645\u062a \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0686\u06af\u0648\u0646\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0628\u062e\u0634\u200c\u0647\u0627 \u0647\u0645\u06cc\u0646\u062c\u0627\u0633\u062a.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u0641\u0631\u0645\u0648\u0644 \u06a9\u0644\u06cc: <\/strong><strong>\u0642\u06cc\u0645\u062a<\/strong><strong>&nbsp;<\/strong><strong>\u0646\u0647\u0627\u06cc\u06cc <\/strong><strong>=<\/strong><strong> <\/strong><strong>\u0642\u06cc\u0645\u062a<\/strong><strong>&nbsp;<\/strong><strong>\u0631\u0648\u0632<\/strong><strong>&nbsp;<\/strong><strong>\u0633\u06a9\u0647<\/strong><strong>+<\/strong><strong>\u06a9\u0627\u0631\u0645\u0632\u062f <\/strong><strong>+<\/strong><strong> <\/strong><strong>\u0633\u0648\u062f<\/strong><strong>&nbsp;<\/strong><strong>\u0627\u0642\u0633\u0627\u0637<\/strong><strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0645\u0627 \u0628\u0627\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0622\u06cc\u0627 \u0642\u06cc\u0645\u062a \u062a\u062b\u0628\u06cc\u062a \u0645\u06cc\u200c\u0634\u0648\u062f \u06cc\u0627 \u0634\u0646\u0627\u0648\u0631 \u0627\u0633\u062a\u061f<\/li>\n\n\n\n<li>\u0633\u0648\u062f \u0628\u0631 \u0627\u0633\u0627\u0633 \u0686\u0646\u062f \u062f\u0631\u0635\u062f \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/li>\n\n\n\n<li>\u062f\u0631 \u0635\u0648\u0631\u062a \u062a\u0633\u0648\u06cc\u0647 \u0632\u0648\u062f\u062a\u0631\u060c \u062a\u062e\u0641\u06cc\u0641 \u062f\u0627\u0631\u06cc\u062f\u061f<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u0627\u06cc \u062f\u0631\u06a9 \u0628\u0647\u062a\u0631 \u0633\u0627\u062e\u062a\u0627\u0631 \u0633\u0648\u062f \u0648 \u0627\u062c\u0631\u062a \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u0637\u0644\u0627\u060c \u0645\u0637\u0627\u0644\u0639\u0647 \u0645\u0642\u0627\u0644\u0647 \u06cc <strong><em><a href=\"https:\/\/zarniv.ir\/blog\/%d9%86%d8%ad%d9%88%d9%87-%d9%85%d8%ad%d8%a7%d8%b3%d8%a8%d9%87-%d8%a7%d8%ac%d8%b1%d8%aa%d8%8c-%d9%85%d8%a7%d9%84%db%8c%d8%a7%d8%aa-%d9%88-%d8%b3%d9%88%d8%af-%d8%af%d8%b1-%d8%ae%d8%b1%db%8c%d8%af-%d8%b7\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0646\u062d\u0648\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u0627\u062c\u0631\u062a\u060c \u0645\u0627\u0644\u06cc\u0627\u062a \u0648 \u0633\u0648\u062f \u062f\u0631 \u062e\u0631\u06cc\u062f \u0637\u0644\u0627 | \u0628\u0627 \u0645\u062b\u0627\u0644 \u0648\u0627\u0642\u0639\u06cc<\/a><\/em><\/strong> \u0631\u0627 \u0627\u0632 \u062f\u0633\u062a \u0646\u062f\u0647\u06cc\u062f.<br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0645\u0642\u0627\u06cc\u0633\u0647 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0628\u0627 \u0637\u0644\u0627\u06cc \u0622\u0628 \u0634\u062f\u0647<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u062e\u06cc \u0627\u0641\u0631\u0627\u062f \u0645\u06cc\u200c\u067e\u0631\u0633\u0646\u062f: \u0628\u0647 \u062c\u0627\u06cc <strong><a href=\"https:\/\/zarniv.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/a><\/strong>\u060c \u0622\u06cc\u0627 \u0628\u0647\u062a\u0631 \u0646\u06cc\u0633\u062a \u0637\u0644\u0627\u06cc \u0622\u0628 \u0634\u062f\u0647 \u0628\u062e\u0631\u0645\u061f<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\u0648\u06cc\u0698\u06af\u06cc<\/strong><\/td><td><strong>\u0633\u06a9\u0647<\/strong><\/td><td><strong>\u0637\u0644\u0627\u06cc \u0622\u0628 \u0634\u062f\u0647<\/strong><\/td><\/tr><\/thead><tbody><tr><td>\u0646\u0642\u062f\u0634\u0648\u0646\u062f\u06af\u06cc<\/td><td>\u0628\u0633\u06cc\u0627\u0631 \u0628\u0627\u0644\u0627<\/td><td>\u0628\u0627\u0644\u0627<\/td><\/tr><tr><td>\u0627\u062c\u0631\u062a<\/td><td>\u0646\u062f\u0627\u0631\u062f<\/td><td>\u0646\u062f\u0627\u0631\u062f<\/td><\/tr><tr><td>\u062d\u0628\u0627\u0628 \u0642\u06cc\u0645\u062a<\/td><td>\u062f\u0627\u0631\u062f<\/td><td>\u06a9\u0645\u062a\u0631<\/td><\/tr><tr><td>\u0646\u06cc\u0627\u0632 \u0628\u0647 \u062a\u062e\u0635\u0635<\/td><td>\u06a9\u0645<\/td><td>\u0628\u06cc\u0634\u062a\u0631<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f:<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><a href=\"https:\/\/zarniv.ir\/blog\/%d8%ae%d8%b1%db%8c%d8%af-%d9%88-%d9%81%d8%b1%d9%88%d8%b4-%d8%b7%d9%84%d8%a7%db%8c-%d8%a2%d8%a8-%d8%b4%d8%af%d9%87-%d8%a8%d8%a7-%d8%a8%d9%87%d8%aa%d8%b1%db%8c%d9%86-%d9%82%db%8c%d9%85%d8%aa\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u0637\u0644\u0627\u06cc \u0622\u0628 \u0634\u062f\u0647 \u0628\u0627 \u0628\u0647\u062a\u0631\u06cc\u0646 \u0642\u06cc\u0645\u062a \u0631\u0648\u0632 | 3 \u0622\u0628\u0627\u0646 1404<\/a><\/strong><strong><\/strong><\/h4>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><a href=\"https:\/\/zarniv.ir\/blog\/%d8%ae%d8%b1%db%8c%d8%af-%d8%b4%d9%85%d8%b4-%d8%b7%d9%84%d8%a7-%d9%88-%d8%b7%d9%84%d8%a7%db%8c-%d8%a2%d8%a8-%d8%b4%d8%af%d9%87-%d8%a7%d9%85%d9%86-%d9%88-%d9%85%d8%b7%d9%85%d8%a6%d9%86\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u0632 \u06a9\u062c\u0627 \u0634\u0645\u0634 \u0637\u0644\u0627 \u06cc\u0627 \u0637\u0644\u0627\u06cc \u0622\u0628 \u0634\u062f\u0647 \u0628\u062e\u0631\u06cc\u0645 \u06a9\u0647 \u0627\u0645\u0646 \u0648 \u0645\u0637\u0645\u0626\u0646 \u0628\u0627\u0634\u062f\u061f<\/a><\/strong><br><br><\/h4>\n\n\n\n<h3 class=\"wp-block-heading\">\u0622\u06cc\u0627 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647 \u200c\u06af\u0630\u0627\u0631\u06cc \u0647\u0648\u0634\u0645\u0646\u062f\u0627\u0646\u0647 \u200c\u0627\u06cc \u0627\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u06cc\u0627\u06cc\u06cc\u062f \u062f\u0642\u06cc\u0642 \u0648 \u062a\u062d\u0644\u06cc\u0644\u06cc \u0646\u06af\u0627\u0647 \u06a9\u0646\u06cc\u0645.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06af\u0631:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062f\u06cc\u062f \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0634\u0645\u0627 \u0645\u06cc\u0627\u0646\u200c\u0645\u062f\u062a \u06cc\u0627 \u0628\u0644\u0646\u062f\u0645\u062f\u062a \u0627\u0633\u062a<\/li>\n\n\n\n<li>\u062a\u0648\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0627\u0642\u0633\u0627\u0637 \u0645\u0646\u0638\u0645 \u062f\u0627\u0631\u06cc\u062f<\/li>\n\n\n\n<li>\u0645\u0631\u06a9\u0632 \u0641\u0631\u0648\u0634 \u0645\u0639\u062a\u0628\u0631 \u0627\u0646\u062a\u062e\u0627\u0628 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0622\u0646\u06af\u0627\u0647 <strong><a href=\"https:\/\/zarniv.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/a><\/strong> \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u06cc\u06a9 \u0627\u0628\u0632\u0627\u0631 \u0642\u062f\u0631\u062a\u0645\u0646\u062f \u0628\u0631\u0627\u06cc \u062d\u0641\u0638 \u0627\u0631\u0632\u0634 \u067e\u0648\u0644 \u0634\u0645\u0627 \u0628\u0627\u0634\u062f. \u0627\u0645\u0627 \u0627\u06af\u0631 \u0647\u062f\u0641 \u0634\u0645\u0627 \u0646\u0648\u0633\u0627\u0646\u200c \u06af\u06cc\u0631\u06cc \u06a9\u0648\u062a\u0627\u0647\u200c\u0645\u062f\u062a \u0627\u0633\u062a\u060c \u0634\u0627\u06cc\u062f \u062e\u0631\u06cc\u062f \u0646\u0642\u062f\u06cc \u0645\u0646\u0637\u0642\u06cc\u200c \u062a\u0631 \u0628\u0627\u0634\u062f.<br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0634\u062a\u0628\u0627\u0647\u0627\u062a \u0631\u0627\u06cc\u062c \u062f\u0631 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u0642\u0637 \u0628\u0647 \u0645\u0628\u0644\u063a \u0642\u0633\u0637 \u062a\u0648\u062c\u0647 \u06a9\u0631\u062f\u0646<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u062e\u0648\u0627\u0646\u062f\u0646 \u062f\u0642\u06cc\u0642 \u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0646\u062a\u062e\u0627\u0628 \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0628\u062f\u0648\u0646 \u0645\u062c\u0648\u0632<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u06cc\u200c\u062a\u0648\u062c\u0647\u06cc \u0628\u0647 \u0642\u06cc\u0645\u062a \u0631\u0648\u0632 \u0628\u0627\u0632\u0627\u0631<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u062f\u0627\u0634\u062a\u0646 \u0628\u0631\u0646\u0627\u0645\u0647 \u0645\u0627\u0644\u06cc \u0645\u0634\u062e\u0635<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><br><br>\u0634\u0631\u0627\u06cc\u0637 \u0648 \u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0647\u0645 \u200c\u062a\u0631\u06cc\u0646 \u067e\u0631\u0633\u0634\u200c\u0647\u0627 \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u0628\u0631\u0627\u0646\u06cc \u06a9\u0647 \u0642\u0635\u062f <strong><a href=\"https:\/\/zarniv.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/a><\/strong> \u062f\u0627\u0631\u0646\u062f \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u0627\u06cc \u0634\u0631\u0648\u0639 \u0628\u0627\u06cc\u062f \u0686\u0647 \u0645\u062f\u0627\u0631\u06a9\u06cc \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u0646\u062f\u061f \u0622\u06cc\u0627 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0636\u0627\u0645\u0646 \u0627\u0633\u062a\u061f \u0622\u06cc\u0627 \u0647\u0645\u0647 \u0645\u0631\u0627\u06a9\u0632 \u0634\u0631\u0627\u06cc\u0637 \u0645\u0634\u0627\u0628\u0647 \u062f\u0627\u0631\u0646\u062f\u061f<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u0686\u0631\u0627 \u0627\u0635\u0644\u0627\u064b \u0645\u062f\u0627\u0631\u06a9 \u0645\u0647\u0645 \u0627\u0633\u062a\u061f<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0642\u0633\u0637\u06cc\u060c \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0631\u06cc\u0633\u06a9 \u0639\u062f\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u0631\u0627 \u0645\u06cc\u200c\u067e\u0630\u06cc\u0631\u062f \u0648 \u062f\u0631 \u0645\u0642\u0627\u0628\u0644\u060c \u062e\u0631\u06cc\u062f\u0627\u0631 \u0628\u0627\u06cc\u062f \u0647\u0648\u06cc\u062a\u0634 \u0627\u062d\u0631\u0627\u0632 \u0648 \u0642\u062f\u0631\u062a \u0645\u0627\u0644\u06cc\u200c\u0627\u0634 \u0645\u0634\u062e\u0635 \u0634\u0648\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u062f\u0645 \u0627\u0631\u0627\u0626\u0647 \u0645\u062f\u0627\u0631\u06a9 \u06a9\u0627\u0641\u06cc = \u0631\u06cc\u0633\u06a9 \u0628\u0627\u0644\u0627\u06cc \u0641\u0631\u0648\u0634 = \u0627\u0641\u0632\u0627\u06cc\u0634 \u0633\u0648\u062f \u06cc\u0627 \u0646\u0628\u0648\u062f \u0627\u0645\u06a9\u0627\u0646 \u062e\u0631\u06cc\u062f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u0622\u06af\u0627\u0647\u06cc \u062f\u0642\u06cc\u0642 \u0627\u0632 \u0645\u062f\u0627\u0631\u06a9\u060c \u0628\u0631\u0627\u06cc \u0627\u0646\u062a\u062e\u0627\u0628 \u0628\u0647\u062a\u0631\u06cc\u0646 \u0645\u0631\u06a9\u0632 \u0641\u0631\u0648\u0634 \u0636\u0631\u0648\u0631\u06cc \u0627\u0633\u062a.<br><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0645\u062f\u0627\u0631\u06a9 \u0627\u0635\u0644\u06cc \u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0646\u06cc\u0627\u0632 \u0627\u0633\u062a<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1) \u0645\u062f\u0627\u0631\u06a9 \u0647\u0648\u06cc\u062a\u06cc \u0645\u0639\u062a\u0628\u0631<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u0646 \u0628\u062e\u0634 \u062a\u0642\u0631\u06cc\u0628\u0627\u064b \u062f\u0631 \u062a\u0645\u0627\u0645 \u0645\u0631\u0627\u06a9\u0632 \u06cc\u06a9\u0633\u0627\u0646 \u0627\u0633\u062a.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u0647\u0648\u0634\u0645\u0646\u062f<\/li>\n\n\n\n<li>\u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 (\u0628\u0631\u0627\u06cc \u062a\u0637\u0628\u06cc\u0642)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u062f\u0641: \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u0627\u0632 \u06a9\u0644\u0627\u0647\u0628\u0631\u062f\u0627\u0631\u06cc\u060c \u062c\u0639\u0644 \u0647\u0648\u06cc\u062a \u0648 \u062e\u0631\u06cc\u062f\u0647\u0627\u06cc \u063a\u06cc\u0631\u0642\u0627\u0646\u0648\u0646\u06cc.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>2) \u0645\u062f\u0627\u0631\u06a9 \u0634\u063a\u0644\u06cc \u06cc\u0627 \u0627\u062b\u0628\u0627\u062a \u062f\u0631\u0622\u0645\u062f \u0645\u0627\u0647\u0627\u0646\u0647<\/strong><strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u0646 \u0628\u062e\u0634 \u062f\u0631 \u0645\u0631\u0627\u06a9\u0632 \u062d\u0631\u0641\u0647\u200c\u0627\u06cc \u0628\u0633\u06cc\u0627\u0631 \u062c\u062f\u06cc \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0686\u0648\u0646 \u0645\u06cc\u0632\u0627\u0646 \u0627\u0642\u0633\u0627\u0637 \u0648 \u0633\u0642\u0641 \u062e\u0631\u06cc\u062f \u0628\u0647 \u062a\u0648\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0627\u0647\u0627\u0646\u0647 \u0634\u0645\u0627 \u0645\u0631\u0628\u0648\u0637 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u0645\u0648\u0646\u0647 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0639\u062a\u0628\u0631:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0641\u06cc\u0634 \u062d\u0642\u0648\u0642\u06cc \u06f3 \u0645\u0627\u0647 \u0627\u062e\u06cc\u0631<\/li>\n\n\n\n<li>\u06af\u0648\u0627\u0647\u06cc \u0627\u0634\u062a\u063a\u0627\u0644 \u0628\u0647 \u06a9\u0627\u0631<\/li>\n\n\n\n<li>\u067e\u0631\u06cc\u0646\u062a \u062d\u0633\u0627\u0628 \u0628\u0627\u0646\u06a9\u06cc \u06f3 \u062a\u0627 \u06f6 \u0645\u0627\u0647\u0647<\/li>\n\n\n\n<li>\u0628\u0631\u0627\u06cc \u06a9\u0633\u0628 \u200c\u0648\u200c\u06a9\u0627\u0631\u0647\u0627: \u062c\u0648\u0627\u0632 \u06a9\u0633\u0628 + \u0627\u0638\u0647\u0627\u0631\u0646\u0627\u0645\u0647 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u0646 \u0645\u062f\u0627\u0631\u06a9 \u0646\u0634\u0627\u0646\u200c\u062f\u0647\u0646\u062f\u0647 \u062a\u0648\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0627\u0642\u0633\u0627\u0637 \u0647\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>3) \u0645\u062f\u0627\u0631\u06a9 \u0645\u062d\u0644 \u0633\u06a9\u0648\u0646\u062a<\/strong><strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u0648\u0639\u06cc \u062a\u0636\u0645\u06cc\u0646 \u0628\u0631\u0627\u06cc \u0627\u0631\u062a\u0628\u0627\u0637 \u062b\u0627\u0628\u062a \u0648 \u0642\u0627\u0628\u0644 \u067e\u06cc\u06af\u06cc\u0631\u06cc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0634\u0627\u0645\u0644:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0642\u0628\u0636 \u0628\u0631\u0642\u060c \u06af\u0627\u0632 \u06cc\u0627 \u0622\u0628<\/li>\n\n\n\n<li>\u0627\u062c\u0627\u0631\u0647\u200c\u0646\u0627\u0645\u0647 \u0631\u0633\u0645\u06cc<\/li>\n\n\n\n<li>\u0633\u0646\u062f \u0645\u0646\u0632\u0644<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>4) \u0633\u0641\u062a\u0647 \u06cc\u0627 \u0686\u06a9 \u0636\u0645\u0627\u0646\u062a<\/strong><strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u062e\u0631\u06cc\u062f\u0647\u0627\u06cc \u0627\u0642\u0633\u0627\u0637\u06cc \u0628\u0627\u0644\u0627\u06cc \u06f1\u06f0\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646\u060c \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0646\u06cc\u0627\u0632 \u0627\u0633\u062a.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0686\u06a9 \u0635\u06cc\u0627\u062f\u06cc \u0628\u0627 \u0627\u0639\u062a\u0628\u0627\u0631 \u06a9\u0627\u0641\u06cc<\/li>\n\n\n\n<li>\u06cc\u0627 \u0633\u0641\u062a\u0647 \u0628\u0647 \u0645\u06cc\u0632\u0627\u0646 \u0627\u0642\u0633\u0627\u0637<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\u062a\u0648\u062c\u0647 \u0645\u0647\u0645: \u062f\u0631 \u0686\u0646\u062f \u0633\u0627\u0644 \u06af\u0630\u0634\u062a\u0647\u060c \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0645\u0631\u0627\u06a9\u0632 \u0633\u06a9\u0647\u060c \u0628\u0647 \u062c\u0627\u06cc \u0636\u0627\u0645\u0646 \u0627\u0646\u0633\u0627\u0646\u06cc\u060c \u0627\u0632 \u0633\u0641\u062a\u0647 \u06cc\u0627 \u0686\u06a9 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u062a\u0627 \u062e\u0631\u06cc\u062f\u0627\u0631 \u062f\u0686\u0627\u0631 \u062f\u0631\u062f\u0633\u0631 \u067e\u06cc\u062f\u0627 \u06a9\u0631\u062f\u0646 \u0636\u0627\u0645\u0646 \u0646\u0634\u0648\u062f.<\/em><\/strong><br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0622\u06cc\u0627 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646 \u0627\u0645\u06a9\u0627\u0646\u200c \u067e\u0630\u06cc\u0631 \u0627\u0633\u062a\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0644\u0647\u060c \u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0645\u0631\u0627\u06a9\u0632 \u0627\u0645\u06a9\u0627\u0646\u200c\u067e\u0630\u06cc\u0631 \u0627\u0633\u062a\u061b \u0627\u0644\u0628\u062a\u0647 \u0628\u0647\u200c\u0634\u0631\u0637 \u0627\u06cc\u0646\u06a9\u0647:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u067e\u06cc\u0634\u200c\u067e\u0631\u062f\u0627\u062e\u062a \u0634\u0645\u0627 \u0628\u0627\u0644\u0627 \u0628\u0627\u0634\u062f (\u06f3\u06f0 \u062a\u0627 \u06f5\u06f0 \u062f\u0631\u0635\u062f)<\/li>\n\n\n\n<li>\u0645\u062f\u0627\u0631\u06a9 \u0645\u0627\u0644\u06cc \u0642\u0648\u06cc \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u06cc\u062f<\/li>\n\n\n\n<li>\u0633\u0642\u0641 \u062e\u0631\u06cc\u062f \u0634\u0645\u0627 \u0645\u062d\u062f\u0648\u062f\u062a\u0631 \u0628\u0627\u0634\u062f<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06af\u0631 \u0627\u06cc\u0646 \u0634\u0631\u0627\u06cc\u0637 \u0631\u0627 \u062f\u0627\u0631\u06cc\u062f\u060c \u0627\u0645\u06a9\u0627\u0646 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.<br><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0634\u0631\u0627\u06cc\u0637 \u0645\u0647\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u0627\u06cc \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646\u060c \u0628\u062e\u0634 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0628\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0642\u0633\u0645\u062a\u200c\u0647\u0627\u06cc \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc \u0633\u06a9\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u062d\u0642\u06cc\u0642\u062a\u060c <em>\u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/em> \u062a\u0639\u06cc\u06cc\u0646\u200c\u06a9\u0646\u0646\u062f\u0647 \u0645\u06cc\u0632\u0627\u0646 \u0633\u0648\u062f\u060c \u0646\u062d\u0648\u0647 \u062a\u062d\u0648\u06cc\u0644\u060c \u0634\u0631\u0627\u06cc\u0637 \u0641\u0633\u062e\u060c \u062c\u0631\u06cc\u0645\u0647 \u0648\u2026 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0627\u06cc\u0646\u062c\u0627 \u062a\u0645\u0627\u0645 \u0628\u0646\u062f\u0647\u0627\u06cc \u0645\u0647\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0631\u0627 \u062f\u0642\u06cc\u0642 \u062a\u062d\u0644\u06cc\u0644 \u0645\u06cc\u200c\u06a9\u0646\u0645.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1) \u0642\u06cc\u0645\u062a \u062a\u062b\u0628\u06cc\u062a\u200c\u0634\u062f\u0647 \u06cc\u0627 \u0634\u0646\u0627\u0648\u0631<\/strong><strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0648 \u0645\u062f\u0644 \u0627\u0635\u0644\u06cc \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0645\u062f\u0644 \u0627\u0648\u0644: \u0642\u06cc\u0645\u062a \u062a\u062b\u0628\u06cc\u062a \u200c\u0634\u062f\u0647<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0627\u06cc\u0646 \u062d\u0627\u0644\u062a\u060c \u0642\u06cc\u0645\u062a \u0631\u0648\u0632 \u0633\u06a9\u0647 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u062b\u0628\u062a \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u062a\u0627 \u067e\u0627\u06cc\u0627\u0646 \u0627\u0642\u0633\u0627\u0637 \u062a\u063a\u06cc\u06cc\u0631 \u0646\u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0632\u06cc\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0642\u0627\u0628\u0644 \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc<\/li>\n\n\n\n<li>\u0645\u0646\u0627\u0633\u0628 \u062f\u0648\u0631\u0627\u0646 \u062a\u0648\u0631\u0645\u06cc<\/li>\n\n\n\n<li>\u0645\u0646\u0627\u0633\u0628 \u0628\u0631\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0628\u0644\u0646\u062f\u0645\u062f\u062a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u06cc\u0628:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0639\u0645\u0648\u0644\u0627\u064b \u06a9\u0645\u06cc \u0633\u0648\u062f \u06cc\u0627 \u06a9\u0627\u0631\u0645\u0632\u062f \u0628\u0627\u0644\u0627\u062a\u0631 \u062f\u0627\u0631\u062f<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0645\u062f\u0644 \u062f\u0648\u0645: \u0642\u06cc\u0645\u062a \u0634\u0646\u0627\u0648\u0631<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u06cc\u0645\u062a \u0647\u0631 \u0642\u0633\u0637 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0646\u0631\u062e \u0631\u0648\u0632 \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0632\u06cc\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0633\u0648\u062f \u06a9\u0645\u062a\u0631 (\u06cc\u0627 \u0635\u0641\u0631)<\/li>\n\n\n\n<li>\u0642\u06cc\u0645\u062a \u0648\u0627\u0642\u0639\u06cc \u0628\u0627\u0632\u0627\u0631<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u06cc\u0628:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0639\u062f\u0645 \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc \u062f\u0631\u0633\u062a \u0645\u0628\u0644\u063a \u0642\u0633\u0637<\/li>\n\n\n\n<li>\u0631\u06cc\u0633\u06a9 \u0646\u0648\u0633\u0627\u0646 \u0634\u062f\u06cc\u062f<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>2) \u0646\u062d\u0648\u0647 \u062a\u062d\u0648\u06cc\u0644 \u0633\u06a9\u0647<\/strong><strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u0646 \u0645\u0648\u0636\u0648\u0639 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f\u0627\u0631 \u0628\u0633\u06cc\u0627\u0631 \u0645\u0647\u0645 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062d\u0627\u0644\u062a \u0627\u0648\u0644: \u062a\u062d\u0648\u06cc\u0644 \u0641\u0648\u0631\u06cc<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0633\u06a9\u0647 \u0647\u0645\u0627\u0646 \u0631\u0648\u0632 \u06cc\u0627 \u0686\u0646\u062f \u0633\u0627\u0639\u062a \u0628\u0639\u062f \u062a\u062d\u0648\u06cc\u0644 \u062f\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u06cc\u0634\u062a\u0631 \u0645\u0631\u0627\u06a9\u0632 \u0645\u0639\u062a\u0628\u0631 \u0647\u0645\u06cc\u0646 \u0631\u0648\u0634 \u0631\u0627 \u0627\u062c\u0631\u0627 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062d\u0627\u0644\u062a \u062f\u0648\u0645: \u062a\u062d\u0648\u06cc\u0644 \u067e\u0633 \u0627\u0632 \u062a\u0633\u0648\u06cc\u0647<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0627 \u067e\u0627\u06cc\u0627\u0646 \u0627\u0642\u0633\u0627\u0637 \u0633\u06a9\u0647 \u062f\u0631 \u0627\u0645\u0627\u0646\u062a \u0628\u0627\u0642\u06cc \u0645\u06cc\u200c\u0645\u0627\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062d\u0627\u0644\u062a \u0633\u0648\u0645: \u0646\u06af\u0647\u062f\u0627\u0631\u06cc \u0627\u0645\u0646 \u062f\u0631 \u062e\u0632\u0627\u0646\u0647<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0627\u06cc\u0646 \u062d\u0627\u0644\u062a \u0633\u06a9\u0647 \u0628\u0647\u200c\u0646\u0627\u0645 \u062e\u0631\u06cc\u062f\u0627\u0631 \u062b\u0628\u062a \u0645\u06cc\u200c\u0634\u0648\u062f \u0627\u0645\u0627 \u0628\u0631\u0627\u06cc \u0627\u0645\u0646\u06cc\u062a \u0628\u06cc\u0634\u062a\u0631 \u062f\u0631 \u062e\u0632\u0627\u0646\u0647 \u0646\u06af\u0647\u062f\u0627\u0631\u06cc \u0645\u06cc\u200c\u06af\u0631\u062f\u062f. \u062e\u0631\u06cc\u062f\u0627\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062f\u0631 \u0647\u0631 \u0632\u0645\u0627\u0646 \u067e\u0633 \u0627\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0627\u0645\u0644\u060c \u0622\u0646 \u0631\u0627 \u062a\u062d\u0648\u06cc\u0644 \u0628\u06af\u06cc\u0631\u062f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>3) \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f (<\/strong><strong>late fee<\/strong><strong>)<\/strong><strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627\u06cc\u062f \u0633\u0642\u0641 \u0648 \u0646\u062d\u0648\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u0622\u0646 \u0634\u0641\u0627\u0641 \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u0627\u0646\u0648\u0646\u06cc\u200c\u062a\u0631\u06cc\u0646 \u062d\u0627\u0644\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062f\u0631\u0635\u062f \u062b\u0627\u0628\u062a \u0628\u0631\u0627\u06cc \u0647\u0631 \u0645\u0627\u0647 \u062a\u0623\u062e\u06cc\u0631<\/li>\n\n\n\n<li>\u06cc\u0627 \u0645\u0628\u0644\u063a \u062b\u0627\u0628\u062a (\u0645\u062b\u0644\u0627\u064b \u06f2\u06f0 \u0647\u0632\u0627\u0631 \u062a\u0648\u0645\u0627\u0646 \u062f\u0631 \u0631\u0648\u0632)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06af\u0631 \u0628\u0646\u062f \u0645\u0628\u0647\u0645 \u0628\u0627\u0634\u062f\u060c \u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u062e\u062a\u0644\u0627\u0641 \u0632\u06cc\u0627\u062f \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>4) \u0634\u0631\u0627\u06cc\u0637 \u062a\u0633\u0648\u06cc\u0647 \u0632\u0648\u062f\u062a\u0631 \u0627\u0632 \u0645\u0648\u0639\u062f<\/strong><strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0645\u0631\u0627\u06a9\u0632 \u0645\u0639\u062a\u0628\u0631\u060c \u062a\u0633\u0648\u06cc\u0647 \u0632\u0648\u062f\u062a\u0631 \u0645\u0632\u06cc\u062a \u062f\u0627\u0631\u062f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u06a9\u0627\u0647\u0634 \u0633\u0648\u062f \u0627\u0642\u0633\u0627\u0637<\/li>\n\n\n\n<li>\u06a9\u0627\u0647\u0634 \u062c\u0631\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u0627\u062d\u062a\u0645\u0627\u0644\u06cc<\/li>\n\n\n\n<li>\u062a\u062d\u0648\u06cc\u0644 \u0632\u0648\u062f\u062a\u0631 \u0633\u06a9\u0647<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>5) \u0634\u0631\u0627\u06cc\u0637 \u0641\u0633\u062e \u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/strong><strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u0646\u0645\u06cc\u200c\u062f\u0627\u0646\u0646\u062f \u06a9\u0647 \u0628\u062e\u0634 \u0641\u0633\u062e \u0628\u0633\u06cc\u0627\u0631 \u062d\u06cc\u0627\u062a\u06cc \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0633\u0646\u0627\u0631\u06cc\u0648\u0647\u0627\u06cc \u0631\u0627\u06cc\u062c:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0641\u0633\u062e \u062f\u0631 \u06f2\u06f4 \u0633\u0627\u0639\u062a \u0627\u0648\u0644 \u0628\u062f\u0648\u0646 \u062c\u0631\u06cc\u0645\u0647<\/li>\n\n\n\n<li>\u0641\u0633\u062e \u067e\u0633 \u0627\u0632 \u06cc\u06a9 \u0647\u0641\u062a\u0647 \u0628\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0632\u06cc\u0646\u0647 \u0627\u062f\u0627\u0631\u06cc<\/li>\n\n\n\n<li>\u0641\u0633\u062e \u067e\u0633 \u0627\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u0686\u0646\u062f \u0642\u0633\u0637 \u0641\u0642\u0637 \u0628\u0627 \u06a9\u0633\u0631 \u06a9\u0627\u0631\u0645\u0632\u062f<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u062a\u0648\u062c\u0647: \u0647\u0631\u06af\u0632 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u062f\u0648\u0646 \u0628\u0646\u062f \u0641\u0633\u062e \u0627\u0645\u0636\u0627 \u0646\u06a9\u0646\u06cc\u062f.<\/strong><\/h4>\n\n\n\n<h2 class=\"wp-block-heading\"><br><br>\u062a\u062d\u0644\u06cc\u0644 \u062a\u062e\u0635\u0635\u06cc \u062d\u0628\u0627\u0628 \u0633\u06a9\u0647 \u0648 \u062a\u0623\u062b\u06cc\u0631 \u0622\u0646 \u0628\u0631 \u062e\u0631\u06cc\u062f \u0642\u0633\u0637\u06cc<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u062f\u063a\u062f\u063a\u0647\u200c\u0647\u0627 \u0647\u0646\u06af\u0627\u0645 <strong><a href=\"https:\/\/zarniv.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/a><\/strong> \u062d\u0628\u0627\u0628 \u0633\u06a9\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062d\u0628\u0627\u0628 \u06cc\u0639\u0646\u06cc: \u062a\u0641\u0627\u0648\u062a \u0642\u06cc\u0645\u062a \u0648\u0627\u0642\u0639\u06cc \u0637\u0644\u0627 \u062f\u0631 \u0633\u06a9\u0647 \u0628\u0627 \u0642\u06cc\u0645\u062a \u0628\u0627\u0632\u0627\u0631.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u0686\u0631\u0627 \u062d\u0628\u0627\u0628 \u0645\u0647\u0645 \u0627\u0633\u062a\u061f<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0632\u06cc\u0631\u0627:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u06af\u0631 \u062d\u0628\u0627\u0628 \u0628\u0627\u0644\u0627 \u0628\u0627\u0634\u062f\u060c \u0631\u06cc\u0633\u06a9 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0634\u062a\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f<\/li>\n\n\n\n<li>\u0627\u06af\u0631 \u062d\u0628\u0627\u0628 \u067e\u0627\u06cc\u06cc\u0646 \u0628\u0627\u0634\u062f\u060c \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u0637\u0645\u0626\u0646\u200c\u062a\u0631 \u0627\u0633\u062a<\/li>\n\n\n\n<li>\u062f\u0631 \u062e\u0631\u06cc\u062f \u0642\u0633\u0637\u06cc\u060c \u062d\u0628\u0627\u0628 \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u0631\u0648\u06cc \u0642\u06cc\u0645\u062a \u0646\u0647\u0627\u06cc\u06cc \u0627\u062b\u0631 \u0645\u06cc\u200c\u06af\u0630\u0627\u0631\u062f<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0639\u0648\u0627\u0645\u0644 \u0645\u0624\u062b\u0631 \u0628\u0631 \u062d\u0628\u0627\u0628 \u0637\u0644\u0627<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0639\u0631\u0636\u0647 \u0648 \u062a\u0642\u0627\u0636\u0627<\/li>\n\n\n\n<li>\u0634\u0631\u0627\u06cc\u0637 \u0633\u06cc\u0627\u0633\u06cc<\/li>\n\n\n\n<li>\u0642\u06cc\u0645\u062a \u062c\u0647\u0627\u0646\u06cc \u0637\u0644\u0627<\/li>\n\n\n\n<li>\u0642\u06cc\u0645\u062a \u062f\u0644\u0627\u0631<\/li>\n\n\n\n<li>\u062c\u0648 \u0631\u0648\u0627\u0646\u06cc \u0628\u0627\u0632\u0627\u0631<\/li>\n\n\n\n<li>\u0645\u062d\u062f\u0648\u062f\u06cc\u062a\u200c\u0647\u0627\u06cc \u0628\u0627\u0646\u06a9\u06cc<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0628\u0647\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0628\u0627 \u062f\u0631\u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0646 \u062d\u0628\u0627\u0628 \u0637\u0644\u0627<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631 \u0627\u0633\u0627\u0633 \u062a\u062d\u0644\u06cc\u0644 \u0628\u0627\u0632\u0627\u0631\u060c \u0628\u0647\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646\u200c\u0647\u0627:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u0628\u0627\u0632\u0627\u0631 \u0622\u0631\u0627\u0645 \u0627\u0633\u062a<\/li>\n\n\n\n<li>\u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u0642\u06cc\u0645\u062a \u062f\u0644\u0627\u0631 \u0646\u0648\u0633\u0627\u0646 \u0634\u062f\u06cc\u062f \u0646\u062f\u0627\u0631\u062f<\/li>\n\n\n\n<li>\u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u062e\u0628\u0631\u0647\u0627\u06cc \u0633\u06cc\u0627\u0633\u06cc \u0627\u062b\u0631\u06af\u0630\u0627\u0631 \u0645\u0646\u062a\u0634\u0631 \u0646\u0645\u06cc\u200c\u0634\u0648\u062f<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><em>\u0646\u06a9\u062a\u0647 \u06cc \u062d\u0631\u0641\u0647\u200c\u0627\u06cc: \u0628\u0631\u0627\u06cc \u062a\u062d\u0644\u06cc\u0644 \u062f\u0642\u06cc\u0642\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u062f\u0627\u062f\u0647\u200c\u0647\u0627\u06cc \u062c\u0647\u0627\u0646\u06cc \u0637\u0644\u0627 \u0648 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u06cc\u062f. \u0627\u06af\u0631 \u0639\u0644\u0627\u0642\u0647 \u200c\u0645\u0646\u062f\u06cc\u062f \u0634\u0645\u0634 \u0637\u0644\u0627 \u0631\u0627 \u0647\u0645 \u0645\u0642\u0627\u06cc\u0633\u0647 \u06a9\u0646\u06cc\u062f\u060c \u0645\u0642\u0627\u0644\u0647 \u06cc <a href=\"https:\/\/zarniv.ir\/blog\/%d8%a8%d9%87%d8%aa%d8%b1%db%8c%d9%86-%d9%86%d9%88%d8%b9-%d8%b4%d9%85%d8%b4-%d8%b7%d9%84%d8%a7-%d8%a8%d8%b1%d8%a7%db%8c-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87-%da%af%d8%b0%d8%a7%d8%b1%db%8c\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0628\u0647\u062a\u0631\u06cc\u0646 \u0646\u0648\u0639 \u0634\u0645\u0634 \u0637\u0644\u0627 \u0628\u0631\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc<\/a> \u0631\u0627 \u0627\u0632 \u062f\u0633\u062a \u0646\u062f\u0647\u06cc\u062f.<\/em><\/strong><br><br><\/h4>\n\n\n\n<h2 class=\"wp-block-heading\">\u0633\u0648\u0627\u0644\u0627\u062a \u067e\u0631\u062a\u06a9\u0631\u0627\u0631 \u062f\u0631\u0628\u0627\u0631\u0647 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u0622\u06cc\u0627 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0642\u0627\u0646\u0648\u0646\u06cc \u0627\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0644\u0647. \u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u0633\u06a9\u0647 \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0627\u0642\u0633\u0627\u0637\u06cc \u06a9\u0627\u0645\u0644\u0627\u064b \u0642\u0627\u0646\u0648\u0646\u06cc \u0627\u0633\u062a\u060c \u0628\u0647 \u0634\u0631\u0637\u06cc \u06a9\u0647 \u0645\u0639\u0627\u0645\u0644\u0647 \u062f\u0631 \u0642\u0627\u0644\u0628 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0631\u0633\u0645\u06cc \u0628\u06cc\u0646 \u062e\u0631\u06cc\u062f\u0627\u0631 \u0648 \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0627\u0646\u062c\u0627\u0645 \u0634\u0648\u062f \u0648 \u0634\u0631\u0627\u06cc\u0637 \u067e\u0631\u062f\u0627\u062e\u062a\u060c \u062a\u0639\u062f\u0627\u062f \u0627\u0642\u0633\u0627\u0637\u060c \u0636\u0645\u0627\u0646\u062a \u0648 \u0646\u062d\u0648\u0647 \u062a\u062d\u0648\u06cc\u0644 \u0633\u06a9\u0647 \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0645\u0634\u062e\u0635 \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0686\u0647 \u0645\u062f\u0627\u0631\u06a9\u06cc \u0644\u0627\u0632\u0645 \u0627\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0645\u062f\u0627\u0631\u06a9 \u0632\u06cc\u0631 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0645\u06cc\u200c\u0634\u0648\u062f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u0648 \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647<\/li>\n\n\n\n<li>\u0634\u0645\u0627\u0631\u0647 \u0645\u0648\u0628\u0627\u06cc\u0644 \u0628\u0647 \u0646\u0627\u0645 \u062e\u0631\u06cc\u062f\u0627\u0631<\/li>\n\n\n\n<li>\u0686\u06a9 \u0635\u06cc\u0627\u062f\u06cc \u06cc\u0627 \u0633\u0641\u062a\u0647<\/li>\n\n\n\n<li>\u0622\u062f\u0631\u0633 \u0645\u062d\u0644 \u0633\u06a9\u0648\u0646\u062a<\/li>\n\n\n\n<li>\u062f\u0631 \u0628\u0631\u062e\u06cc \u0645\u0648\u0627\u0631\u062f \u0636\u0627\u0645\u0646<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u062f\u0627\u0631\u06a9 \u062f\u0642\u06cc\u0642 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u0633\u062a\u0647 \u0628\u0647 \u0634\u0631\u0627\u06cc\u0637 \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0645\u062a\u0641\u0627\u0648\u062a \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u0622\u06cc\u0627 \u0627\u0645\u06a9\u0627\u0646 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0644\u0647\u060c \u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0645\u0631\u0627\u06a9\u0632 \u0627\u0645\u06a9\u0627\u0646 <strong><a href=\"https:\/\/zarniv.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc<\/a><\/strong> \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u060c \u0627\u0645\u0627 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u0647 \u062c\u0627\u06cc \u0636\u0627\u0645\u0646 \u0627\u0632 \u0686\u06a9 \u0635\u06cc\u0627\u062f\u06cc \u06cc\u0627 \u0633\u0641\u062a\u0647 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0636\u0645\u0627\u0646\u062a \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0628\u0631\u062e\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0646\u06cc\u0632 \u0628\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u067e\u06cc\u0634\u200c\u067e\u0631\u062f\u0627\u062e\u062a\u060c \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0636\u0627\u0645\u0646 \u0631\u0627 \u062d\u0630\u0641 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \u062d\u062f\u0627\u0642\u0644 \u067e\u06cc\u0634\u200c\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u06cc\u0632\u0627\u0646 \u067e\u06cc\u0634\u200c\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u0633\u062a\u0647 \u0628\u0647 \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0645\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u062a \u0627\u0645\u0627 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u06cc\u0646 <strong>\u06f2\u06f0 \u062a\u0627 \u06f5\u06f0 \u062f\u0631\u0635\u062f \u0642\u06cc\u0645\u062a \u0633\u06a9\u0647<\/strong> \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u0634\u0648\u062f. \u0647\u0631\u0686\u0647 \u067e\u06cc\u0634\u200c\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u06cc\u0634\u062a\u0631 \u0628\u0627\u0634\u062f\u060c \u0645\u0628\u0644\u063a \u0627\u0642\u0633\u0627\u0637 \u0648 \u0633\u0648\u062f \u0646\u0647\u0627\u06cc\u06cc \u06a9\u0645\u062a\u0631 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. \u0627\u0642\u0633\u0627\u0637 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0686\u0646\u062f \u0645\u0627\u0647\u0647 \u0627\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u06cc\u0634\u062a\u0631 \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0627\u0642\u0633\u0627\u0637 \u0631\u0627 \u062f\u0631 \u0628\u0627\u0632\u0647\u200c\u0647\u0627\u06cc \u0632\u06cc\u0631 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u06f3 \u0645\u0627\u0647\u0647<\/li>\n\n\n\n<li>\u06f6 \u0645\u0627\u0647\u0647<\/li>\n\n\n\n<li>\u06f9 \u0645\u0627\u0647\u0647<\/li>\n\n\n\n<li>\u06f1\u06f2 \u0645\u0627\u0647\u0647<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0648\u0631\u0647\u200c\u0647\u0627\u06cc \u0637\u0648\u0644\u0627\u0646\u06cc\u200c\u062a\u0631 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0634\u0627\u0645\u0644 \u0633\u0648\u062f \u0628\u06cc\u0634\u062a\u0631\u06cc \u0647\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. \u0642\u06cc\u0645\u062a \u0633\u06a9\u0647 \u062f\u0631 \u062e\u0631\u06cc\u062f \u0642\u0633\u0637\u06cc \u0686\u06af\u0648\u0646\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u06cc\u0645\u062a \u0646\u0647\u0627\u06cc\u06cc \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u0631 \u0627\u0633\u0627\u0633 <strong>\u0642\u06cc\u0645\u062a \u0631\u0648\u0632 \u0633\u06a9\u0647 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/strong> \u0628\u0647 \u0627\u0636\u0627\u0641\u0647 \u06a9\u0627\u0631\u0645\u0632\u062f \u06cc\u0627 \u0633\u0648\u062f \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0633\u0648\u062f \u0628\u0633\u062a\u0647 \u0628\u0647 \u062a\u0639\u062f\u0627\u062f \u0627\u0642\u0633\u0627\u0637\u060c \u0645\u06cc\u0632\u0627\u0646 \u067e\u06cc\u0634\u200c\u067e\u0631\u062f\u0627\u062e\u062a \u0648 \u0646\u0648\u0639 \u0636\u0645\u0627\u0646\u062a \u0645\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. \u0622\u06cc\u0627 \u062f\u0631 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0642\u06cc\u0645\u062a \u0633\u06a9\u0647 \u062b\u0627\u0628\u062a \u0645\u06cc\u200c\u0645\u0627\u0646\u062f\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627 \u0642\u06cc\u0645\u062a \u0633\u06a9\u0647 \u062f\u0631 \u0632\u0645\u0627\u0646 \u062e\u0631\u06cc\u062f <strong>\u062b\u0627\u0628\u062a \u0645\u06cc\u200c\u0634\u0648\u062f<\/strong> \u0648 \u062d\u062a\u06cc \u0627\u06af\u0631 \u0642\u06cc\u0645\u062a \u0628\u0627\u0632\u0627\u0631 \u0627\u0641\u0632\u0627\u06cc\u0634 \u067e\u06cc\u062f\u0627 \u06a9\u0646\u062f\u060c \u0645\u0628\u0644\u063a \u0627\u0642\u0633\u0627\u0637 \u062a\u063a\u06cc\u06cc\u0631 \u0646\u0645\u06cc\u200c\u06a9\u0646\u062f. \u0627\u0645\u0627 \u062f\u0631 \u0628\u0631\u062e\u06cc \u0645\u062f\u0644\u200c\u0647\u0627 \u0642\u06cc\u0645\u062a \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0634\u0646\u0627\u0648\u0631 \u0628\u0627\u0634\u062f\u060c \u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u0628\u0631\u0631\u0633\u06cc \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0633\u06cc\u0627\u0631 \u0645\u0647\u0645 \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0686\u0647 \u0632\u0645\u0627\u0646\u06cc \u062a\u062d\u0648\u06cc\u0644 \u062f\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062d\u0648\u06cc\u0644 \u0633\u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u0647 \u06cc\u06a9\u06cc \u0627\u0632 \u062f\u0648 \u0634\u06a9\u0644 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u062d\u0648\u06cc\u0644 \u0641\u0648\u0631\u06cc \u067e\u0633 \u0627\u0632 \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/li>\n\n\n\n<li>\u062a\u062d\u0648\u06cc\u0644 \u067e\u0633 \u0627\u0632 \u062a\u0633\u0648\u06cc\u0647 \u06a9\u0627\u0645\u0644 \u0627\u0642\u0633\u0627\u0637<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0634\u0631\u0627\u06cc\u0637 \u062a\u062d\u0648\u06cc\u0644 \u0628\u0627\u06cc\u062f \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0630\u06a9\u0631 \u0634\u062f\u0647 \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">9. \u0627\u06af\u0631 \u0627\u0642\u0633\u0627\u0637 \u0633\u06a9\u0647 \u0631\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0646\u06a9\u0646\u06cc\u0645 \u0686\u0647 \u0627\u062a\u0641\u0627\u0642\u06cc \u0645\u06cc\u200c\u0627\u0641\u062a\u062f\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0635\u0648\u0631\u062a \u0639\u062f\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u0627\u0642\u0633\u0627\u0637:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0627\u0639\u0645\u0627\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f<\/li>\n\n\n\n<li>\u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u0636\u0645\u0627\u0646\u062a (\u0686\u06a9 \u06cc\u0627 \u0633\u0641\u062a\u0647) \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u062f<\/li>\n\n\n\n<li>\u062f\u0631 \u0628\u0631\u062e\u06cc \u0645\u0648\u0627\u0631\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0641\u0633\u062e \u0645\u06cc\u200c\u0634\u0648\u062f<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u0628\u0647\u062a\u0631 \u0627\u0633\u062a \u0627\u0642\u0633\u0627\u0637 \u0645\u0637\u0627\u0628\u0642 \u0628\u0631\u0646\u0627\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0634\u0648\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">10. \u0622\u06cc\u0627 \u062e\u0631\u06cc\u062f \u0633\u06a9\u0647 \u0642\u0633\u0637\u06cc \u0628\u0631\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u0646\u0627\u0633\u0628 \u0627\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0644\u0647. \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u0641\u0631\u0627\u062f \u0627\u0632 <strong><a href=\"https:\/\/zarniv.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062e\u0631\u06cc\u062f 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\u0645\u0634\u062e\u0635 \u0634\u062f\u0647 \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">13. \u0622\u06cc\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0686\u0646\u062f \u0633\u06a9\u0647 \u0631\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u0642\u0633\u0637\u06cc \u062e\u0631\u06cc\u062f\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0644\u0647. \u0628\u0633\u062a\u0647 \u0628\u0647 \u062a\u0648\u0627\u0646 \u0645\u0627\u0644\u06cc \u062e\u0631\u06cc\u062f\u0627\u0631 \u0648 \u0634\u0631\u0627\u06cc\u0637 \u0641\u0631\u0648\u0634\u0646\u062f\u0647\u060c \u0627\u0645\u06a9\u0627\u0646 \u062e\u0631\u06cc\u062f \u0686\u0646\u062f \u0633\u06a9\u0647 \u0628\u0647 \u0635\u0648\u0631\u062a \u0627\u0642\u0633\u0627\u0637\u06cc \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f. \u0628\u0631\u062e\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062a\u0639\u062f\u0627\u062f 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